Privacy Policy |
| FACTS |
What does Frederica Credit Union do with your personal information? |
| Why? |
Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires us
to tell you how we collect, share, and protect your personal information. Please read
this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
- Social Security number and account balances
- Account transactions and checking account information
- Credit card or other debt and credit history
When you are no longer our customer, we continue to share your information as described in this
notice. |
| How? |
All financial companies need to share members' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members'
personal information; the reasons Frederica Credit Union chooses to share; and whether you can
limit this sharing. |
| Reasons we can share your personal informaiton |
Does Southeastern Federal Credit Union share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus |
Yes |
No |
For our marketing purposes -
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
No |
| For our affiliates' everyday business purposes - information about your transactions and experiences |
No |
We don't share |
| For our affiliates' everyday business purposes - information about your creditworthiness |
No |
We don't share |
| For our affiliates to market to you |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
| Questions? |
Call toll-free 912-264-7533 or go to www.fredericacreditunion.org |
| What We Do |
| How does Frederica Credit
Union protect my personal
information? |
To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. |
| How does Frederica Credit
Union collect my personal
information? |
We collect your personal information, for example, when you
- open an account or deposit money
- apply for a loan or use your credit or debit card
- show your driver's license
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes – information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing. |
| Definitions |
| Affiliates |
Companies related by common ownership or control. They
can be financial and nonfinancial companies.
- Frederica Credit Union has no affiliates |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government
agencies, plastic card processors (credit/debit/ATM), financial statement
publishers or printers, mailhouse, mortgage companies, mortgage service
companies, consumer reporting agencies, data processors, and check/share draft
printers |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
- Frederica Credit Union doesn't jointly market |
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